The New Jersey Supreme Court heard oral arguments Wednesday in a COVID-related organization disruption conflict in between an Atlantic City gambling establishment and its insurance providers, ending up being the current court to mull whether the infection or the associated executive orders triggered a covered “direct physical loss of or damage” to the complainant’s home and, if so, whether the contamination exemptions in the policies use.
Throughout the argument session, the justices acknowledged that the COVID-19 pandemic, particularly, was not foreseeable at the time the insurance coverage were signed, however questioned whether the gambling establishment was a “advanced” insurance policy holder that ought to have comprehended what protection would or would not use in case of a viral break out.